We are dedicated professionals with the expertise and passion to help you succeed.

James Rahal


Born and raised in Savannah, Georgia where he attended Benedictine Military School, James excelled in both academics and athletics (football, basketball and tennis). Receiving his Bachelors in Business Administration with a concentration in Accounting from the University of Georgia, James was a scholar-athlete, playing football for the Bulldogs before suffering a career-ending knee injury in 2001. 

His passion for tax and accounting started at a young age and followed him throughout his life. Following in the footsteps of his late grandfather, James returned to Savannah to work as a staff accountant, eventually taking a role at a local upstart CPA firm, before becoming Chief Operating Officer. Upon leaving, James founded Innovative Tax and Accounting Solutions (ITAS) with the goal of creating a firm that is both tech-driven and client-focused.

Married to his high school sweetheart, James and Tiffani have three boys, Alexander (AJ), Anderson, and Ashford. James enjoys the outdoors – traveling, playing golf, going to the beach, and being on the water.

Adam Exas


Born and raised in Reading, Pennsylvania where he attended Governor Mifflin High School, Adam was attracted to business at a young age, spending time learning the ins and outs of entrepreneurship. He even started his own business while in college. He received his Bachelors in Finance from West Chester University and his M.B.A. from South University, before going on to be featured in Inc. Magazine and Entrepreneur Magazine for various projects.

He carries a general belief that all businesses can be simplified to a few basic principles related to finance, accounting and operations. Armed with this innovative approach, Adam has spent the past 14 years building successful businesses, giving him the proficiency and wisdom to provide worthwhile guidance to clients.

On the weekends, you can find Adam on the water – boating or swimming – with his wife Maggie and their daughter Ainsley. He also loves cooking, whether trying out a new recipe or perfecting a favorite, and enjoys cooking and entertaining friends and family. Adam also loves Philly sports – Eagles, Flyers, Sixer and Phillies!

Jimmy Gulle

Director / Enterprise Services – Strategic Initiatives

Jimmy and his wife Shannon live just outside of Savannah with their two sons, Jackson and Brooks. He attended Armstrong Atlantic State University, receiving a degree in General Studies, and is a graduate of the Georgia Banking School at the University of Georgia. Jimmy will soon begin classes at the Graduate Banking School at LSU. 

Jimmy brings his knowledge and experience as a lending officer and business development leader in Savannah. Prior to that, he was a Founder and Managing Partner for the Sustainable Resources Group (SRG), a commercial and residential civil construction firm.

Bob Kraus

Credit Officer/ Enterprise Services – Strategic Initiatives

Originally from Pittsburgh, Pennsylvania, Bob attended Florida State University and graduated with a Bachelor of Science in Economics. He has been in the financial services industry for almost 30 years. Bob draws expertise from ten years of managing a consumer loan company, three years of managing a super-regional bank branch and 16 years in commercial credit underwriting/portfolio management where he has underwritten and approved hundreds of millions in commercial loans.

Bob lives in Jacksonville, has been married to his wife Delta since 1994 and has three children Daniel, James and Lauren. He enjoyed coaching his boy’s baseball teams, attending boy scout outings and ROTC functions, as well as his daughter’s dance recitals. Now that two of the three are adults, Bob plans to rediscover his enjoyment of golf. 

We are looking forward to working with you.